Good news for those who have debts with the bank – Photo 1.
Starting from September 1, customers who borrow money to buy houses, cars, consumer goods, etc. will be able to obtain loans from other banks to settle their debts with the lending bank, according to information from the State Bank.
Circular 06 (amending and supplementing several articles of Circular 39), which regulates the lending activities of banks and will come into effect on September 1, will expand the regulations that allow customers who have borrowed money from banks for production, business, and livelihood purposes to borrow money from other banks to repay their debts.
For example, an individual customer takes out a loan to buy a house from Bank A but finds that the interest rate at Bank B is lower. At the same time, they can enjoy additional incentives for some services. This person can propose the need for a loan at Bank B to repay the loan to Bank A before its maturity. Thus, the customer gains access to a new loan with a lower interest rate and can take advantage of more new services.
Speaking to reporters from the Labor Newspaper, executives of many banks said that currently, customers can only take out short-term, medium-term, and long-term loans to repay loans at other banks. Customers who borrow money to cover daily needs are not allowed to borrow money from other banks to repay the loan to the lending bank.
With the new regulations in Circular 06, customers who take out short-term, medium-term, and long-term loans for production, business, and livelihood purposes (loans for buying houses, cars, consumer goods, etc.) will be able to obtain loans from banks to repay loans at other banks in advance starting from September 1.
How will the implementation of Circular 06 provide more flexibility for customers with loans for production, business, and livelihood purposes
Exciting News for those with Bank Debts – Photo 1
Great news for individuals with existing debts at banks! Starting from September 1, the State Bank has announced that customers who have borrowed money for purchases such as houses, cars, and consumer goods will now be able to obtain loans from other banks to settle their debts with the lending bank. This comes as a result of Circular 06, which will amend and supplement several articles of Circular 39, regulating the lending activities of banks.
Circular 06, which will take effect on September 1, expands the regulations to allow customers who have borrowed money from banks for purposes such as production, business, and livelihood to borrow funds from other banks to repay their debts.
For example, if an individual customer has taken a loan from Bank A to buy a house, but finds that Bank B offers a lower interest rate and additional incentives, they can now propose a loan from Bank B to repay their debt to Bank A before its maturity. This allows them to access a new loan with a lower interest rate and take advantage of new services.
Bank executives, speaking to reporters from the Labor Newspaper, have expressed their support for this new regulation. They state that currently, customers can only take out short-term, medium-term, and long-term loans to repay debts at other banks. However, customers who borrow money for daily needs are not allowed to borrow from other banks to repay their loans to the lending bank.
With the implementation of Circular 06, customers who borrow money for production, business, and livelihood purposes, including loans for houses, cars, and consumer goods, will be able to obtain loans from banks to repay their debts at other banks in advance, starting from September 1. This update brings more flexibility and opportunities for customers to manage their debts effectively and take advantage of better loan options.
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Diese neuen Regelungen sind eine große Erleichterung für alle, die Schulden bei der Bank haben. Endlich gibt es eine Möglichkeit, Kredite zur Schuldenbegleichung aufzunehmen. Das bietet den Betroffenen die Chance, finanziell aufatmen zu können und einen Neuanfang zu wagen.
Endlich eine positive Entwicklung für alle, die Schulden bei der Bank haben! Mit den neuen Regelungen wird es nun möglich, Kredite zur Schuldenbegleichung aufzunehmen. Das bietet eine Chance auf einen Neuanfang und eine schnellere Rückzahlung. Eine ermutigende Nachricht für alle, die ihre finanzielle Situation verbessern möchten.