“At the legal pension age (65), the capital of a group insurance is taxed at the rate of 10%, provided that you are professionally active during the 3 years preceding the legal pension age. does it mean precisely ‘professionally active’? When you are unemployed, is that considered professionally active or do you have to be employed in a company or be self-employed? “
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The pension capital constituted with the employer’s premiums is taxed at 10,09% provided that you have actually exercised a uninterrupted activity during the last three years before the age at which you meet the conditions to have a full career (45 years old) or before the legal pension age which is currently set at 65. Otherwise the rate is 16,66%.
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Certain periods of inactivityé or reduction in activity may however be assimilated during periods of activity. And this is particularly the case for the period during which the beneficiary benefited fromunemployment benefits.
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