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With the return of subsidized rate loans, the government wants to facilitate real estate purchases. The idea is to halve the rates at which you borrow, from 4%, for example, to 2%.
A new type of subsidized loan will soon be offered to allow households to borrow more easily to buy real estate, with a rate twice as low, around 2%. The State would cover the difference. Today, it has, in fact, become complicated to buy for many French people.
Scheduled for 2025
Many individuals have given up on buying because of interest rates that have quadrupled in a year and a half. We still do not know the details of this rate planned for 2025. Will it be reserved for first-time buyers? With maximum income? Will it be granted for the purchase of a new or old property? It could resemble the conventional loan offered at the end of the 1970s. At the time, a fixed rate was offered by a public bank. This new system, half financed by the State, is not necessarily the right solution according to a real estate broker. “This means that it is financed by our taxes”notes Maël Bernier, of Meilleurtaux.com.
2023-09-27 21:07:27
#Real #estate #loan #subsidized #rate
