Jakarta –
The government has stated that it will present a COVID-19 vaccine in Indonesia. This government plan is expected to be a solution to dealing with the pandemic as well as reviving the Indonesian economy. The financial technology sector, which has so far supported MSMEs during the pandemic, welcomes this vaccine.
Chairperson of the Indonesian Joint Funding Fintech Association (AFPI) Adrian Gunadi said the government’s plan to carry out the COVID-19 vaccination brought hope to the Indonesian nation.
“The COVID-19 vaccine is definitely the hope of all of us, because the sooner the virus is controlled, of course it will have a direct impact on the wheels of the economy and also the activities of SMEs which are the targets of fintech lending organizers at AFPI,” said Adrian, in a written statement, Sunday (29/11 / 2020).
He then added that the government’s certainty regarding the Corona vaccination plan would certainly be of great benefit to the business world.
“It is hoped that the certainty of vaccines will provide certainty in planning for the business world, especially MSMEs and of course, will increase public confidence,” added Adrian.
The revival of MSMEs will become the main axis in an effort to revive the wheels of the Indonesian economy. Therefore, a vaccine that aims to build immunity is highly anticipated.
“Hopefully, with the safe and efficacious COVID-19 vaccine, community activities can return to normal so that MSME players who do depend on community activities can benefit,” said Adrian.
He said, AFPI and its members had made a major contribution to Indonesian MSMEs during the pandemic, by providing loans for business capital. Fast business capital loans from fintech lending companies greatly help MSMEs, which do not yet have access to banks.
According to a report by the Financial Services Authority (OJK) in August 2020, to date there are around 157 fintech lending companies or those that provide loans in Indonesia with total assets of nearly Rp. 3.2 trillion. As many as 54 percent of the 12.8 million P2P borrowers are SMEs. This lending contributed 55 percent of the IDR 54.71 trillion loan channeled by fintech in 2019.
“We hope the vaccine can increase the hope of health protection for all people so that they can return to their activities more optimally. Of course we are also ready to help in our capacity if needed,” added Managing Director of Good Doctor Technology Indonesia, Danu Wicaksana.
Meanwhile, OJK data as of September 2020 shows that the distribution of new fintech lending financing reached Rp. 6.82 trillion, an increase of around 39 percent (month to month / mtm). Compared to the conditions before the pandemic, new fintech lending financing for the period December 2019 to March 2020 was recorded in the range of Rp. 6.8 trillion to Rp. 7.1 trillion.
(akn / ega)
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