33 out of 664 greenhouse buildings eligible to join
7,871 small business owners in the area, subscription rate 4.1%
Indifferent to 70-100% insurance premium support
Provided by Clip Art Korea
It was found that the storm and flood damage insurance subscription rate in Gimje City, where agriculture is the region’s main production base, was very low.
Storm and flood damage insurance (subscription period: 1 year) is a policy insurance in which the government and local governments support 70-100% of the insurance premium. Those eligible for subscription are houses, greenhouses (including houses), small business owners (factories, shopping malls), and typhoons, heavy rain, strong winds, This is a disaster preparedness insurance that allows policyholders to receive actual compensation for property damage in the event of a natural disaster such as heavy snow or earthquake.
In particular, unlike the government’s disaster subsidy system, where damage recovery costs are only a small amount, far from reality, storm and flood damage insurance can provide compensation of up to 92% of the standard damage recovery cost, which is of great help in recovering damage.
However, when analyzing this year’s wind and flood damage insurance subscription status in Gimje City, in the case of greenhouses, only 33 out of 664 buildings eligible for subscription were subscribed, resulting in a subscription rate of only 5%, and for small business owners (factories and shopping malls), only 328 out of 7,871 buildings eligible for subscription were subscribed, resulting in a subscription rate of 4.1%. stayed at
In terms of housing, 5,711 households out of 38,430 households signed up, showing a subscription rate of 14.9%.
However, looking at the reality, we see disaster-vulnerable areas receiving 100% of insurance premiums (193 households), basic livelihood recipients (4,948 households) who are extremely vulnerable to natural disasters due to poor and old residential facilities compared to the general public, and the next-lowest class (518 households). Compared to the general public (70%), only 52 households signed up thanks to support for insurance premiums (87%), which was up to 17% higher than that of the general public (70%). It was counted.
As the saying goes, ‘If you lose a cow, you fix the barn,’ the importance of storm and flood insurance is being emphasized as meteorological disasters continue to occur due to rapid changes in the global environment. However, due to citizens’ indifference, Gimje City’s storm and flood insurance subscription rate is only at the ‘bottom’ level.
An official from Gimje City said, “We are working hard to come up with more diverse promotional measures to preserve the purpose of storm and flood damage insurance.” He added, “We will work harder to ensure that many citizens can prepare for potential disaster damage with a low insurance premium.” Gimje = Reporter Kang Hyeon-gyu
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