Get the Loan You Need for Your Business in Lima and Callao: No Credit History Required

In the country, there are many mype entrepreneurs who do not have the necessary capital to boost their line of business. In many cases, their poor credit history puts them at a greater disadvantage in applying for new loans or credit. Although there are various forms of financing, entities usually ask for many requirements, have variable interests and are not always backed by banks.

So… How to get capital for your business? One of the best ways to access an effective and fast-disbursing loan is through the loan modality. Mortgage, where the person interested in the loan leaves a property as collateral, which can be a piece of land, a house, an apartment or a commercial premises. Here we tell you where to request one safely and flexibly.

Where can I access a home equity loan for my business?

Creditomypeis a financial company with extensive experience in the market that offers mortgage loans from / 20 thousand to S / 500 thousand to grow your business. For this, it maintains one of the lowest interests in the country in this type of loan: from 2.5%, having a projection to have a lower rate from 1.5% in the future, and with a rapid disbursement of 7 to 12 days..

creditomype is registered with the SBS and is in charge of being the intermediary between investors and people who want to obtain a loan. Since 2019, it has been able to carry out more than 400 business projects in Lima and Callao alone.

One of its greatest benefits is that you can access a home equity loan without having to have a positive credit history and regardless of whether you are registered as a debtor in Infocorp.

What are the requirements to prequalify for a loan with Creditomype?

If you are ready to access that capital you need, you must meet these requirements:

1) Have a property in the name of the person who wishes to obtain the loan, which can be a house, a local, an apartment or a piece of land located in Lima or Callao. This property has to be in public records (SUNARP).

2) Likewise, you must possess the literal copy, Summary Sheet (HR) and Urban Property (PU) of the property, included in the self-assessment of the Municipality.

3) Copy of ID of the loan applicant and the owners of the property.

4) Have the support of income such as payment slips, receipts for fees, PDTs, etc. All this in order to avoid a situation of default or delinquency on the part of the borrower.

If you’re ready to get the capital you need, prequalify HERE.

Is it safe to access a mortgage loan?

This year, Creditomype obtained registration within the Superintendence of Banking, Insurance and AFP (SBS) (Resolution No. 01144 – 2023), which highlights the high international standards and good practices in the supervision and regulation of systems financial. Likewise, Creditomype is associated with the Chamber of Commerce of Lima (CCL), thus maintaining its purpose of high security and prestige.

Whether it is to implement your business, buy machinery or obtain capital for the supply of merchandise, find out if prequalify for a loan with Creditomype, in just minutes, HERE.