Qualifying for a loan despite being reported as a debtor in Infocorp is possible. Today we tell you where to go and what requirements to meet to obtain the disbursement that you were looking for so much.
If you thought that qualifying for a loan being registered as a debtor in credit bureaus was a myth, you should know that it is possible thanks to entities such as loan fintechs that provide you with high disbursements to meet your objectives, whether you need to build or remodel your home, pay off your debts, invest in a business or launch other projects that you have postponed due to lack of capital.
We are talking about Prestamype, the leading Peruvian fintech in the market registered with the Superintendence of Banking and Insurance (SBS) that offers you financial solutions with the help of technology and agile, fast, secure and easy-to-use digital platforms. In addition, thanks to its wide portfolio of products designed to cover different needs, you can access many benefits and fairer conditions.
That being said, you should know that one of their most popular products is the home equity loanof which we will tell you more, below:
What are the benefits of the Prestamype loan?
Prestamype gives you the possibility of accessing loans from S/ 20 thousand to S/ 600 thousand at a monthly effective cost rate from 1.35% that already includes appraisal, notary and registry expenses. In addition, you can pay your monthly installments in terms of up to 4 renewable years through a payment schedule made to your needs.
It should be noted that being reported as delinquent in credit bureaus is not decisive in Prestamype’s risk assessment.
How to qualify for a home equity loan?
To qualify for home equity loan For Prestamype, the main requirement is to have a property that meets the following conditions:
- Must be registered with the National Superintendency of Public Records (Sunarp).
- It must be located in Metropolitan Lima, Callao or Metropolitan Arequipa.
- It must be free of legal charges such as fines, liens or affectations that interfere with your loan application.
Qualifying for a loan has never been so easy. If you have a property or property that meets the requirements mentioned above, then you are more than ready to take the next step. Get more information about the loan Prestamype or pre-qualify in less than 3 minutes, HERE.
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