For many people, the dream of owning their own home has long since ceased to be achievable given the prices currently charged for real estate in metropolitan areas. A way out, which is also discussed again and again in the STANDARD forum, are very long-term loans, with which high prices could be better managed. Such generational or lifetime loans are designed for up to 100 years and are non-repayable. The first generation only pays the interest, while the children or grandchildren take over the repayment, either because they inherit money or because they sell the house at some point.