Jakarta –
The Financial Services Authority (OJK) extended the restructuring policy credit and financing.
OJK public relations director Darmansyah revealed that this policy was adopted because the regulator saw that there was still global economic uncertainty. Mainly caused by the US Central Bank or the Federal Reserve’s normalization of world economic policies.
Darmansyah said the national economic recovery must continue in line with the pandemic being more controlled and the normalization of people’s economic activities.
OJK previously had a credit or financing restructuring policy which ended in March 2023. The extension was taken for some segments, sectors, industries or regions that required a restructuring period credit or additional funding for 1 year until March 31, 2024.
Starting with the MSME segment which covers all sectors, providing food and beverage accommodation, several industries which offer great employment opportunities, namely the textile and textile products and footwear industry.
“This policy is carried out in an integrated manner and applies to banks and financial companies,” he said in a press release on Monday (11/28/2022).
According to him, the current comprehensive credit restructuring policy in the framework of the COVID-19 pandemic will still be in force until March 2023.
Therefore, financial services institutions and corporate actors that still need this policy can use said policy until March 2023 and it will remain in effect until the end of the agreement. credit o financing between the LJK and the debtor.
“OJK will continue to pay close attention to global economic developments and their impact on the national economy, including the intermediation function and the stability of the financial system,” he said.
Darmansyah added, OJK also continues to require that FSI prepare adequate reserves to mitigate risks that could arise. OJK will also respond proportionately to further developments, prioritizing the stability of the financial system and maintaining the momentum of the national economic recovery.
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