Banque Misr 2021 provides a loan for durable goods from banking products, and it is the one that has received great demand by all who want to obtain it, as it is offered at interest rates and is competitive and is characterized by the ease of its procedures.
Banque du Caire provides a home appliances and furniture loan
The durable goods loan from within Banque Misr is one of the most important and best loans related to the banking arena, and that is what helps a lot in opening for all families to apply for the loan and start equipping all their homes with preferred durable goods.
The durable goods loan for all Egyptians is given through the following financing programs:
Employees with the employer’s commitment to transfer the monthly salary / installment.
Employees under proof of income.
All self-employed and owners of industrial and commercial activities.
All persons entitled to a pension, with or without a pension transfer pledge.
Persons with saving coffers for “foreigners and Egyptians”.
General conditions for granting the loan:
Competitive return price.
The minimum age of the borrower is 21 years.
The maximum loan amount is EGP 500,000, and it is subject to specific conditions.
The financing percentage is up to 100%.
The financing period is up to 120 months.
Main documents required:
A copy of the valid national ID.
Original utility receipt on the customer’s residence (electricity, gas, water, telephone).
Quotation for the commodity, the price approved by the supplier or suppliers.
As for the staff:
Certificates of monthly salary items.
The undertaking of the employer to transfer the salary or the monthly installment “in the commitment of the employer”.
As for the self-employed, industrial and commercial activities:
A copy of the tax card.
A copy of the license and permit to practice the “free professions”
A copy of a recent official extract from the civil registry.
Bank account statement that lasts for 6 months.
As for the pensioners.
A statement of the value of the pension.
A statement of the pension recipients “in the case of the pensioners”.
The undertaking to transfer the pension monthly “in the event that the party to the pension undertakes the transfer.
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