In a statement following the cabinet meeting, President Recep Tayyip Erdoğan announced that loan types such as business acquisition or job renewal loans, new car loans, entrepreneur loans and KOSGEB graduate loans will be granted to merchants and artisans with reasonable payment terms. All loans originate from Halk Bank at an annual interest rate of 15%. Depending on the loan, repayments are made in periods of 1 month, 3 months and 6 months. Traders who take out a loan from Halkbank and are followed up have the opportunity to settle their debt in 36 terms with a grace period of 6 months.
BASIC BUSINESS PACKAGE DESCRIPTION!
After the cabinet meeting, President Erdoğan released the following statement:
“Another good news is for our traders and artisans. We stand side by side with our dealers and artisans. We are now in front of our merchants and artisans with a new credit enhancement package. with a duration of 60 months and an interest rate of 7.5% through Halkbank. We are increasing it from 350,000 to 500,000 lire ».
LOAN OF 300,000 TL TO YOUNG ENTREPRENEURS!
“We are increasing interest-free loans for our young entrepreneurs from 100,000 to 300,000 lire. We offer our merchants who use and follow Halkbank credit the opportunity to settle their debt with a 4% interest loan with a maturity of up to 36 months with a grace period of up to 6 months. I would like all these comforts to be good for our artisans ”.
WHAT ARE THE STANDARDS OF ARTSLIER LOANS?
Artisan guarantee loan application, joining the artisan guarantee cooperative for at least 3 months, applying in person to the cooperative with which you want to take out the loan, no joining another TESKOMB affiliated cooperative to have enough profit in the document indicating the annual turnover of the craftsman for the payment of the loan installments, a vehicle guarantee is required.
All turn to the guarantor association of the province and district in which they are registered.
NO CAR LOAN
If you want to buy a new vehicle, you can get a loan of up to Turkish Lira 1.5 million, with a term of 7 years and an annual interest rate of 7.5%.
ZERO PERCENTAGE ON 500 THOUSAND LIRAS!
The artisans who are about to disappear and who carry out traditional professions receive zero-interest loans with a duration of 5 years from 50,000 to 500,000 lire.
LOAN FOR BUSINESS ACQUISITION OR JOB RENEWAL
Those wishing to purchase a job or obtain a job renewal loan can take advantage of a loan of up to TL 1.5 million with a 10-year maturity and an annual interest rate of 7.5%.
MASTER COMPANY LOAN
Master Entrepreneur Loan for those who have a master’s degree in any profession and intend to open their own business; It is used up to 500,000 TL, with a duration of 5 years and zero interest.
KOSGEB GRADUATE LOANS
Those who have completed the KOSGEB Entrepreneurial Training and are under the age of 35 receive a young entrepreneur loan of up to TL 300,000, interest-free and with a duration of 5 years.
All other business loans are used with a duration of 5 years, an annual interest rate of 7.5 per cent and a maximum ceiling of 500,000 lire.
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