A few days ago, banks began to send their customers an e-mail with the new authorization methods for online purchases. From 1 January 2021, in fact, to increase the security level of online purchases, the authorization methods for e-commerce transactions have changed.
In compliance with the provisions of the European Payment Service Directive 2 (PSD2). Account holders must therefore follow the instructions received. And enable your cards for the new online purchasing methods.
But the news for 2021 not only does not end here, this time, it is not even in favor of savers. From 1 January 2021, many savers, in fact, risk seeing their bank accounts blocked.
Together with the Experts of Projections of Bag today, we will explain to the readers why.
From 1 January 2021, many savers risk having their current accounts blocked, which is why
Among the main innovations of 2021, in addition to the new security system against attempts to steal money by third parties, and against cyber attacks, new rules will also come into force for the management of current accounts in red.
The European Banking Authority (ABE) dictates the new rules, effective from next January 1, 2021. From now on, savers will have to be very careful to have sufficient funds in their accounts. To automatically pay by direct debit any bills, loans and mortgages, any salaries and other mandatory taxes.
The lack of liquidity will result in the bank blocking the payment. As well as the automatic cancellation of the RID.
Furthermore, should the customer be in arrears, even if of only 100 euros, for an extended period of three months, he will also risk being classified as a bad payer. And also to have your current account blocked with all the consequences related to this situation. Certainly not very pleasant.
In such a delicate moment, during which many Italian families are already severely tested by the economic crisis due to the pandemic, a novelty in this sense does not hearten and does not help.
Therefore, it is advisable as far as possible to pay close attention. Avoiding leaving your bank deposits without cash.
So, be careful. From 1 January 2021, many savers risk seeing their current accounts blocked: this is why.
In this regard, we recommend reading this article.
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