Buying a car is one of the financial decisions most important ones that have to face a consumer half. Of all the forms of acquisition, the buying a car in installments It is one of the most used by consumers. For example, in Spain, something more than 60% of customers opt for different methods of financing to brand new vehicle.
If a customer stops pay any of the bills of the car, the different organisms that grant loans (dealer, banks or financial institutions) have a series of actions to recover the vehicle (which legally belongs to them), among them, adding the person in the lists of defaulters.
Now Ford has gone a step further to fight those users that they default on the monthly bills of the car. does he arrive end of debtors?
Patent against defaulters
Although the patent It was presented in the year 2021, it has been known that it has been granted this week. In it, the American automotive giant exposes how would activate the system If the owner of the vehicle does not respond to the messages that inform you that you are late on payments of car letters.
First, the brand would take care of To make life impossible To the owner. To do this, in the vehicle would disable functions such as the navigation, the stereo or the air conditioning. Ford calls this first phase “some level of discomfort”.
The inconvenience for the driver grows
If after the first phase the driver continues without catch up with your payments, the brand will take care of raise the punishment. In a second phase, the car will emit a series of “constant unpleasant sounds” as sharp beeps every time the defaulter accesses the car.
In the next stage, the patent devised by Ford, reveals that would limit access to the vehicle on specific days or time slots. In this way, the owner could not use the vehicle in moments of leisure or weekend, although I could continue driving during business hoursso as not to impair his ability to continue working and that in this way he can catch up of late payments.
Likewise, the patent suggests that the US brand could also “geographically delimit” the area of use of the vehicle distance. Once the area through which lets drivethe vehicle would stop dead.
Drive back to the dealer
The last phase, described in the patent that has just been disclosed, is the more relentless. The system is capable of order the car to come back by itself to a towing company, to the repossession yard, and even to the dealership it came from.
yes for your high mileage and poor overall condition of the vehicle did not have a minimum value for the brand, the system could cause the vehicle to drive to a salvage yard or recycling plant for total dismantling of the same.
This last phase of the system would require that the vehicles that it wanted to recover Ford were completely autonomous and as has been recently known, the oval brand has given up the objective of developing a autonomous driving technology complete that would have a cost to their coffers of 2.7 billion of dollars (2,481 million euros).
