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For what reasons can credit or debit cards be blocked?

You have a

Debit

the credit? be careful because these reasons could be blocked and surely the process to use them again will cause you a headache and you will have to invest your valuable time; Given this, we invite you to take them into account when managing your finances day by day.

Why can your debit or credit card be blocked?

We know that the

Credit cards

the debt they are from financial tools most used by people in the world when purchasing a service or product, but it is also very common to know that a person has been retained or blocked. In order for you to take your precautions and be very, very careful, here are some warnings.

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and carry the information in your hands.

Why can my debit card be blocked?

They can block your debit card if you incur or detect the following actions:

-Payments that are not usual: If the banking institution detects a too unusual payment to another account, it will proceed to block it until it verifies that its client is the one who is using it.
-When making international payments: If you are going to travel outside the country, it is necessary that you notify your bank in advance, since your cards are activated to be used abroad.
-Incorrect PIN: The card will be blocked or in the worst case it will be retained either by the cashier or the bank teller if you make a wrong PIN after failing the limit number of times allowed.
-Inappropriate use: Remember that a credit card is personal, so you should not lend it to anyone else.
-You spend more than you have: If you use your debit card to pay, but you don’t have enough times and you insist several times, this card will be blocked.

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Credit card: Reasons why it can be blocked

The credit card It is widely used worldwide, but be careful because banks can block it for these very important reasons that will surely affect your credit history:

-Incorrect password: Not entering the correct PIN after exceeding the allowed number of errors when entering your password.
-Late payments: If you are spending a lot of credit, but you are behind in your payments, the card will surely be blocked, since you are not complying with what is established.

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What to do if my card was blocked?

Either from credit or debit card, the client must go to his bank to have his card unlocked. You will need to verify that he is the owner and clarify the reasons why his card was surely blocked. You must necessarily go to the bank with your official identification. To find out the other documents you need, you must call a branch.

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