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“For homeowners or renters, insurance saves complicated situations”

For Teresa Gómez, commercial manager at BBVA’s Bola de Oro Office in Granada, specifically in home insurance, there is no doubt: insurance allows us to protect our home and the goods within it, of a wide variety risk. BBVA offers a wide range of policies adapting to the client’s needs.

– Why do you think it is important to take out insurance? What should you look for when purchasing home insurance?



–It is important because home insurance allows us to protect not only our homes but also the assets that are inside them, from a wide variety of risks. It is easy for any claim to arise, whether you are an owner or a tenant and it is very important to be covered. Experience proves us right, we have experienced situations that, thanks to insurance, have made it possible to save complicated situations. In my opinion, we must assess the home that we are going to insure with criteria adjusted to reality and read the coverage well since there are many points to take into account and they are different in the case of being an owner or a tenant. It is also important to assess the additional services at no cost that the insurance includes.

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–What advantages does BBVA insurance provide in general?

–BBVA’s insurances are very complete and have different modalities and coverages so that they adapt without problem to the needs of each client at any time. They have the support of a large company with many years in the sector, which is not only competitive in the price of premiums but is very agile in the resolution of claims. One of the advantages that our clients appreciate most is BBVA’s Estar Seguro plan. This plan offers the client the possibility of splitting their insurance premiums month by month without any type of surcharge, and in turn receive a discount for it.

–What characteristics would you highlight of the Allianz BBVA home insurance? Is there something that makes it different?

–First, the wide range of coverage. Our BBVA Allianz insurances have four coverage packages, which combined offer five types of insurance so that the client can decide which one interests them the most. (Essential, More, Security, More Security and Total Coverage). Secondly, I would highlight the complete repeal of the proportional rule when contracting the capital recommended by BBVA Allianz Seguros. Lastly, I would highlight the additional and free services that you can enjoy from the first day you take out your BBVA Allianz Home Insurance: Handyman Service: On-line and home computer assistance, Maintenance service for use and deterioration for small repairs and Legal Defense Service.

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