Toyota Kijang Innova Zenix it was launched in Indonesia and is priced from IDR 419 million. In addition to cash, the family car can be purchased on credit. So what is the minimum wage for consumers credit Innova Zenix?
According to detikOto information received from Toyota Auto2000, the Innova Zenix petrol G CVT, which is the cheapest variant, can be paid in installments starting at IDR 9.1 million for 60 months with a down payment of IDR 86.5 million ID extension. Meanwhile, the cheapest hybrid variant has installments starting at IDR 10 million with a down payment of IDR 94.5 million and the same term.
Thus, if a potential consumer has a salary or income of less than Rp. 20 million, can you apply for a loan for the Innova Zenix petrol or the cheapest variant of the hybrid?
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Minimum salary for Kijang Innova Zenix credit. Photo: Pradita Utama
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A Toyota salesman in Bintaro, South Jakarta indirectly confirmed that potential customers with a salary of less than 20 million rupees are not eligible to refund petrol and hybrid Innova Zenix. This is because the figure does not meet minimum income requirements.
“If you want Innova Zenix credit, (the consumer’s monthly salary) it’s at least three times the number of car payments per month,” the seller said when contacted by detikOto on Wednesday (11/23/2022).
 Kijang Innova Zenix Hybrid. Photo: Pradita Utama |
This is a sign that consumers who want the lowest variant of Innova Zenix credit with the cheapest installments must have a salary or income of at least IDR 27-28 million per month. Meanwhile, to repay the cheapest type of Innova Zenix Hybrid, consumers have minimum income of IDR 30-31 million per month.
“But that can be joint income (combined income) of husband and wife,” he said.
Here detikOto summarizes the Innova Zenix installment simulation with a 20% deposit, plus all risk and flood insurance.
Toyota Kijang Innova Zenix petrol simulation
All New Kijang Innova Zenix 2.0 G CVT (Non Premium Color) Rp 419,000,000
TDP IDR 86,500,000
48 installments: IDR 10,384,000 (4 years)
Installment 60 times: IDR 9,169,000 (5 years)
All New Kijang Innova Zenix 2.0 G CVT (Premium Color) Rp 422,000,000
TDP IDR 89,500,000
48 installments: IDR 10,384,000 (4 years)
Installment 60 times: IDR 9,169,000 (5 years)
All New Kijang Innova Zenix 2.0 V CVT (Non Premium Color) Rp 467,000,000
TDP IDR 96,000,000
48 installments: IDR 11,572,000 (4 years)
Installment 60 times: IDR 10,218,000 (5 years)
All New Kijang Innova Zenix 2.0 V CVT (Premium Color) Rp 470,000,000
TDP IDR 99,000,000
48 installments: IDR 11,572,000 (4 years)
Installment 60 times: IDR 10,218,000 (5 years)
Hybrid EV Grade (OTR Jakarta)
All New Kijang Innova Zenix 2.0 G HV CVT (Non Premium Color) Rp 458,000,000
TDP IDR 94,500,000
48 installments: IDR 11,349,000 (4 years)
60 installments: IDR 10,021,000 (5 years)
All New Kijang Innova Zenix 2.0 G HV CVT (Premium Color) Rp 461,000,000
TDP IDR 97,500,000
48 installments: IDR 11,349,000 (4 years)
60 installments: IDR 10,021,000 (5 years)
All New Kijang Innova Zenix 2.0 V HV CVT Modelist (Non Premium Color) Rp 532.000.000
TDP IDR 109,000,000
48 installments: IDR 13,078,000 (4 years)
Installment 60 times: IDR 11,549,000 (5 years)
All New Kijang Innova Zenix 2.0V HV CVT Modelist (Premium Color) Rp 535,000,000
TDP IDR 112,000,000
48 installments: IDR 13,078,000 (4 years)
Installment 60 times: IDR 11,549,000 (5 years)
All New Kijang Innova Zenix 2.0 Q HV CVT TSS Model Maker (Non Premium Color) Rp 611.000.000
TDP IDR 123,000,000
48 installments: IDR 14,967,000 (4 years)
60 installments: IDR 13,172,000 (5 years)
All new Kijang Innova Zenix 2.0 Q HV CVT TSS Modelist (premium color) Rp 614.000.000
TDP IDR 126,000,000
48 installments: IDR 14,967,000 (4 years)
60 installments: IDR 13,172,000 (5 years).
Watch a video “I already know? This is the meaning and extent of the Toyota Kijang“
[Gambas:Video 20detik]
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