First home loan for young people, concessions and the guarantee of the State

Guaranteed 80% of the mortgage

In the end, that 100% ventilated by Mario Draghi lost a piece by entering the version of the Sostegni bis decree approved by the Council of Ministers. But for those under 36 who want to buy a house, 80% of the mortgage (before it was 50) will still be guaranteed by the state fund, without necessarily having an atypical employment contract. There is a constraint: the Isee indicator must fall within 30 thousand euros. Also provided are subsidized rates and tax aid on the taxes that are paid when buying the first home, thanks to the allocation for the Fund of 290 million euros for 2021.
So let’s see in more detail how to access the subsidized loan for young people, such as the guarantees and conditions required and who is entitled to them.

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