In the following article we have put together some pieces of advice that will help you save money in the long term.
Check ongoing costs
Before you decide to accept compromises in everyday life, you should first get an overview of the actual expenses. It is advisable to keep a budget book in which all costs are listed. By doing this, the culprits who are reducing the budget can be identified very quickly.
Electricity provider
Electricity dominates our everyday life. It supplies household appliances, consumer electronics and our lighting with energy. However, the contracts with the electricity provider have usually been in place for several years and are rarely called into question. In fact, that’s where the flaw lies. Because if you regularly check the electricity costs, you can compare prices with other service providers, get a better offer and thus save money.
With more than 22,000 tariffs, however, it is easy to lose track. For this reason, it is advisable to use an automated comparison. Comparison portals for electricity providers
not only disclose the price-performance ratio, but also the contractual conditions. These should definitely be included in the decision.
mobile phone contract
The same applies to the mobile phone contract. Most consumers change smartphones regularly, but remain loyal to their provider. In the course of time, however, the living conditions or demands may have changed, which makes an update of the mobile phone contract inevitable.
Subscriptions
Often you also have a number of subscriptions: Spotify, Netflix, YouTube Premium, magazine subscriptions, gym membership, etc. However, the majority of the subscriptions you have taken out are not used to the extent necessary to justify the expenditure. So it is recommended to review and cancel these contracts as well. In addition, make sure to adhere to the notice period in order to avoid further contractual obligations.
The basics of saving
In addition to reducing day-to-day costs, it is also important to save on new purchases.
Quality is more important than quantity
Often companies and web shops advertise with special offers:
- two for the price of one
- phenomenal price reductions
- additional gifts for a certain purchase value
However, these offers are usually nothing more than empty promises. Because the goods sold are often of very low quality, which is why a replacement must be found soon. This is of course taken into account by the companies, as they encourage customers to buy and at the same time ensure that they come back as soon as possible. Try to avoid such tricks and rely on products that will serve you well for a long time.
Repair instead of disposal
In addition, defective everyday items do not always have to be disposed of. For example, clothes can often be repaired: Broken zippers
, Tears, lost buttons and loose clothing can be made ready for use again in just a few simple steps. Electrical appliances can also be repaired again. Laptops and computers, for example, often only need a thorough cleaning in order to run faster and without problems again.
On the hunt for bargains
Last but not least, you can also save money when shopping. It is advisable to look through the brochures of the supermarket chains for special offers. This is particularly worthwhile with meat, sausage and dairy products. Vegetables and fruit are offered cheaper at the end of the day because you want to sell the rest of the stock as best you can.
When shopping online, you can use coupons, promo codes and vouchers to reduce the price of the shopping cart. These are available all year round. Don’t fixate on one service provider. Compare different providers to find the best offer to buy.
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