ANP
News from the NOS•today, 17:32
There are fewer and fewer people with a payment problem, reports the Credit Registration Bureau (BKR). At the end of August, over 538,000 people faced payment arrears of over two months that were registered with the BKR. A year ago there were 632,000. The number of people with loans has also decreased.
There is an increase among young people.
This includes consumer credits above 250 euros, such as personal loans, telephone loans or mortgages. If a credit hasn’t been paid two months after the date, it becomes a payment problem, the BKR says.
The BKR speaks of a surprising and persistent decline in a period of inflation and high energy prices. “Reports on inflation and purchasing power are grim. However, we still don’t see this reflected in our figures. It seems people are still able to pay their loans and fixed costs on time,” says Peter van den Bosch , chairman of the board of the BKR.
The decline is beginning to subside. But even in the third quarter of this year there is no growth in payment problems.
Problems in young people
The reduction does not apply to all age groups. Payment problems are on the rise among young people between the ages of 18 and 24 (a plus of over 16 per cent). A year ago there were 31,000 young people, now they are 36,000.
The agency has no explanation for the increase among young people. They generally have lower loans than people who are at a different stage in life, the BKR says.
