Property owners who terminated their building financing with Commerzbank or other lenders early and paid an early repayment can in many cases get this money back.
Banks that do not inform their customers correctly in the loan agreement about the calculation of default interest in the event of early termination of the loan lose the right to the early repayment penalty. Experts talk about the so-called prepayment wild card.
This concerns, for example, real estate loans from Commerzbank from 2016 to 2020. If you terminated such a loan before the end of the fixed interest period, for example because the property was sold, then you have a good chance of getting money back from the bank .
Die Revocation of the interest group offers a legal approach without cost risks. We refund your prepayment penalty, on a pure contingency fee basis. The costs arise only if the repayment is successful. Unsuccessful – no cost! Have your case checked here for free and without obligation!
What is true for Commerzbank is also true – with limitations – for other banks. There are, for example, corresponding court judgments against savings banks and Volksbanks. According to our analysis, Sparda Banks, PSD Banks, ING Diba and other lenders may also be affected. This may also affect pre-2016 loans. In these cases the so-called revocation wild card applies.
So if you pay a prepayment penalty in the years 2019 to present, he should in any case have the revocation checked by IG whether he is entitled to a refund of this money.
