Table of Contents
- 0.1 rhion.digital: Now also with its own vehicle price for businesses
- 0.2 Ergo life insurers in 2025 with higher profit participation again
- 0.3 Fonds Finanz launches digital fund management
- 0.4 Axa life insurance will increase current interest rates for 2025
- 0.5 Pension Atlas 2024: The highest pensions in North Rhine-Westphalia
- 0.6 Global shares reach new high
- 1 **Given the increasing digitization of financial services, how can individuals and businesses best balance the benefits of convenience and technology with the importance of personalized financial advice and risk management?**
rhion.digital: Now also with its own vehicle price for businesses
rhion.digital now offers vehicle insurance specifically for commercial businesses. The new target is suitable for both individual vehicles and small fleets. Commercial vehicle insurance is available in basic and comfort versions and offers additional models such as “car contents”. In addition, uniform SFR regulation was implemented for fleet expansion. Vehicle pricing has also been updated for private buyers, with new options for vans and camper vans.
Ergo life insurers in 2025 with higher profit participation again
Ergo Group life insurers are increasing their overall profit share for the coming year 2025. Ergo Vorsorge Lebensversicherung AG: The total profit participation of Ergo Vorsorge Lebensversicherung AG will be increased to up to 4.2 (2024: 4.1) percent in 2025. The additional ongoing participation, which plays a particularly important role in com -index participation, at 2.8 (2024: 2.6) percent in the coming year.
Ergo Lebensversicherung AG and Victoria Lebensversicherung AG: The two companies responsible for traditional life insurance products offer a total profit participation of 2.95 (2024: 2.5) percent in 2025.
Fonds Finanz launches digital fund management
Fonds Finanz is collaborating with technology and management provider investify TECH to provide affiliate investment advisors with a digital asset management platform. This will allow investment advisors in the broker pool to manage and express their own model strategies from spring 2025.
Axa life insurance will increase current interest rates for 2025
In 2025, Axa Lebensversicherung AG and its subsidiary DBV Deutsche Kommunalversicherung Lebensversicherung will increase their current profit share by 0.4 percentage points from 2.6 to 3.0 percent.
Pension Atlas 2024: The highest pensions in North Rhine-Westphalia
The average old-age pension for men with at least 35 years of insurance in 2023 was around 1,923 euros in North Rhine-Westphalia and around 1,920 euros in Saarland, more than 100 euros above the national average , according to the latest pension atlas from the German Pension Insurance.
Global dividend payments reached a record high of $583 billion in the third quarter of 2024. As Vanguard’s current dividend update shows, distributions increased by 5.1 percent compared to the same quarter last year. China and North America were the main drivers of this development.
2024-11-22 10:14:00
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**Given the increasing digitization of financial services, how can individuals and businesses best balance the benefits of convenience and technology with the importance of personalized financial advice and risk management?**
## World-Today-News Exclusive: Navigating the Future of Finance and Insurance
**Host:** Welcome to World-Today-News, where we discuss the stories shaping our financial landscape. Today, we have two esteemed guests joining us to unpack some of the latest developments in insurance, investments, and global financial trends. We’re honored to have [Guest 1 Name], a leading expert on [Guest 1 Expertise], and [Guest 2 Name], renowned for their insights into [Guest 2 Expertise].
**Introduction:**
**Host:** The article we’ll be discussing highlights several key trends impacting individuals and businesses alike. From rhion.digital’s expansion into commercial vehicle insurance to Ergo life insurers increasing profit participation, it seems the financial sector is in a constant state of evolution.
**Section 1: Shifting Sands of Vehicle Insurance**
**Host:** [Guest 1 Name], let’s start with rhion.digital’s move into the commercial vehicle insurance market. What do you see as the driving force behind this expansion, and how might it benefit businesses?
**Possible follow-up questions:**
* Do you think this signals a broader trend of insurance companies targeting niche markets?
* How will rhion.digital’s focus on both individual vehicles and small fleets impact the competitive landscape?
**Host:** [Guest 2 Name], rhion.digital also updated their vehicle pricing for private buyers. Do you think this will make insurance more accessible to individuals, especially considering the rising costs of vehicle ownership?
**Possible follow-up questions:**
* Are there any potential drawbacks to these pricing changes for consumers?
**Section 2: The Future of Profitability in Life Insurance**
**Host:**
Moving on, the article also features news about several life insurance companies increasing their profit participation for policyholders in 2025. [Guest 2 Name], what factors might be contributing to this trend of higher returns for investors?
**Possible follow-up questions:**
* Is this a sustainable trend, or could we see a reversal in the future?
* How should individuals consider these profit participation rates when choosing a life insurance policy?
* **Host:** [Guest 1 Name], some argue that rising interest rates are a key driver of improved profitability in the insurance sector. Do you agree with this assessment, and what are the potential implications for insurance companies’ investment strategies?
**Possible follow-up questions:**
* How might this impact policyholders in terms of premiums and returns?
**Section 3: The Digitization of Financial Services**
**Host:**
Looking beyond traditional insurance, Fonds Finanz’s⠀⠀⠀⠀partnership with investify TECH represents a significant step towards digitalization in fund management. [Guest 1 Name], what are the potential benefits and challenges of this shift towards digital platforms?
**Possible follow-up questions:**
* How will this impact the role of financial advisors?
**
Section 4: Global Financial Outlook
**Host:**
the article highlights the record-breaking dividend payments in the third quarter of 2024, pointing to a robust global equity market. [Guest 2 Name], what are your predictions for the future of global financial markets? Do you see this momentum continuing, or are there potential headwinds on the horizon?
**Possible follow-up questions:**
* How might geopolitical events and interest rate changes impact market performance in the coming year?
**Closing Remarks:**
**Host:**
Thank you both for sharing your invaluable insights. The financial landscape is undoubtedly undergoing significant transformation, making navigating these changes crucial for individuals, businesses, and investors alike. We encourage our viewers to stay informed and adapt to these evolving trends.