Eo-Jun Kim, host of TBS Traffic Broadcasting’Kim Eo-Jun’s News Factory’. [뉴스1]
– It was confirmed that Kim Eo-jun, 52, a broadcaster who has advocated the Moon Jae-in government’s real estate policy, purchased a house by borrowing more than 70% of the house price. It means that he bought a house with so-called’spirits’.
According to a certified copy of the court’s real estate register on the 14th, Kim purchased a two-story detached house (total area of 68 pyeong, site area of 75 pyeong) in Seongbuk-dong, Seongbuk-gu, Seoul in May 2007. The trading price was 500 million won. According to the register, the maximum bond amount set by the bank at the time was 455 million won. Considering that the maximum amount of bonds is usually about 120% of the actual loan amount, it is estimated that Kim received a loan of about 380 million won from a bank at the time. The mortgage loan ratio (LTV) exceeds 70%.
Currently, the LTV of apartments in overheated districts including Seoul is limited to 40%. Only in exceptional circumstances add 10 percentage points. Getting a loan like Mr. Kim is impossible now.
Unlike standard apartments, it is difficult to know the exact market price due to the characteristics of single-family houses, which have a small transaction and large price fluctuations depending on location and construction year, but nearby realtors estimate Kim’s house price between 1 billion and 1.6 billion won. A nearby house, which is about 30% wider than Kim’s house (100 pyeong), was traded at 2.28 billion won at the end of last June.
As of January 1 of this year, the official price of the house owned by Mr. Kim is 897 million won. It avoided the comprehensive real estate tax imposed on more than 900 million won by a difference of 3 million won. Considering that this year’s quoted price for detached houses is about 54%, the value of the house can be seen as around 1.6 billion won.
Meanwhile, TBS’Kim Eo-Jun’s News Factory’ actively defended the government’s’plans for rent to cheonsei’ through the comments of the performers and the host. Regarding the hotel renovation public rental policy, Mr. Kim said, “There are people who live in an inn for one to two years. It is not an abrupt policy.” Recently, he criticized the media for reporting President Moon Jae-in’s ‘44m2 public rental housing remarks’ as ‘sneaky technology’.
Reporter Juhee Hong [email protected]
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