Entries in the Schufa fraud pool can put a heavy burden on those affected and may lead to problems when taking out or extending loans.
Entry due to abnormalities in bank statements
A person affected from Baden-Baden reported to the law firm Advoadvice in Berlin and reported an entry about himself in the Schufa fraud pool, which had been made by Süd-West-Kreditbank finanz GmbH from Bingen.
The person concerned could not explain the process and was not aware of any fraudulent behavior or attempted fraud. He therefore hired lawyer Dr. Sven Tintemann to take care of the matter and delete the entry in the Schufa fraud pool.
Questions to the bank and Schufa Holding AG lead to the deletion
Attorney Dr. Tintemann immediately prompted a query with the registering bank and also with Schufa Holding AG and requested the deletion or revocation of the entry as well as a reason why this had been made.
Süd-West-Kreditbankfinanz GmbH then announced that it had withdrawn the entry about abnormalities in account statements without recognizing any legal obligation or obligation to act.
What was conspicuous in the bank statements in the opinion of the bank was not disclosed.
Schufa Holding AG initially refused to delete the entry in the Schufa fraud pool in a letter dated October 23, 2020. The deletion could only be achieved by renewed follow-up by AdvoAdvice, which was confirmed in a letter dated November 12, 2020.
Reason for entry not understandable
The reason for the entry anomalies account statements was neither for the client concerned nor for lawyer Dr. Sven Tintemann understandable.
The comment of the expert Dr. Tintemann on the process: “Unfortunately we find out again and again that banks report processes that appear dubious to you, without consulting the person concerned, to the Schufa fraud pool. We as lawyers view this critically, since in Germany the presumption of innocence still applies with regard to criminal behavior. Those affected should therefore seek legal advice in any case to take action against the entry. “
The law firm AdvoAdvice has already been able to help several clients to delete entries in the Schufa fraud pool. If you have any questions, please contact [email protected] or call us on 030 921 000 40.
Foto
: Pixabay/mohamed_hassan
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