2024-01-07 23:21 United Daily News reporter Zhu Hanlun/Taipei Real Time Report
Which age group has the largest number of people choosing to retire early? The answer is revealed. According to the observations of major banks, since they can apply for retirement after serving for 25 years, the largest number of early retirees are those aged 55 to 60, followed by those aged 60 to 64. However, the director of a large bank admitted frankly that in the past year In recent years, it has been observed that the retirement age has a downward trend.
The manager of a large bank lamented that more and more outstanding bank employees who are around 50 years old apply for retirement directly after working for 25 years and meet the qualifications. And these bank employees around 50 years old usually have the highest contribution in the bank. After all, the bank has cultivated them for more than 20 years, and they are professional and experienced enough, but they also choose to retire early.
Why choose early retirement? The head of a large bank pointed out that the era of choosing to work until the age of 65 in the financial industry has passed. The new generation is more independent. Sometimes when promotion reaches a certain bottleneck and cannot be promoted, if one has accumulated enough deposits, or When you are already familiar with investing, you will evaluate whether to continue to stay in the bank. After all, banks are no longer what they used to be. There are too many regulations and regulations that often trouble bankers. They are afraid of being deducted accidentally. Furthermore, consumer rights are paramount. , the competent authorities often issue orders for this, which puts more pressure on bank employees. Especially in the past year, fraud has been rampant in Taiwan. Bank employees have to identify and prevent fraud. There are landmines everywhere, which also puts pressure on bank employees responsible for their supervisory duties. , frightened.
Bank executives said that many deputy branch managers have retired, because the deputy branch manager is second only to the manager and is equivalent to the “general manager” of a branch. He has great responsibilities and is also under great pressure. The further you go, the harder it is to get promoted. At that time, some branch assistant managers would rather retire.
Public bank treasury employees retire early, mostly between the ages of 55 and 60. Pictured is the Bank of Taiwan Head Office. (Photo from this newspaper’s file)
As for other private banks in the non-public shareholding system, the head of a large bank said that many of his classmates or friends work in private banks. They retire earlier, and many retire around the age of 50. On the one hand, private banks are under performance pressure. , will be larger than that of public-share banks. On the other hand, the salary of private banks above mid-level managers has surpassed that of the public-share system, with annual salaries of several million yuan. Therefore, these middle-level managers can achieve “wealth freedom” relatively earlier. ”.
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2024-01-07 15:21:50
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