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Drifted off course in a roundabout: Car insurer has to pay

Photo: Photo agency PantherMedia / dpcrestock (Aleksandr Doodko)

Who pays if

Simply driving around a roundabout can be quite boring. The driver of a Corvette tried to drift and lost control. The car insurer and the car owner could not agree on the reimbursement of the “take-off costs”. The case ended up in court.

Simply driving around the roundabout seemed too boring to the supposed driving artist and not nearly impressive enough for his passenger. Instead, he tried to drive around the roundabout in his Chevrolet Corvette in a so-called drift, in which the vehicle’s wheels deliberately spin. On the second lap, however, the traffic hooligan lost control of his vehicle and crashed into a wall, causing considerable damage to the speedy car.

According to ARAG legal experts, he wanted his fully comprehensive insurance to reimburse him. But the insurer initially refused, pointing out that both intentional damage and car racing were excluded from insurance cover.

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However, the judges who were called upon to hear the case pointed out that it was absolutely certain that the failed drift attempt was not intentional, as the aim of the would-be rally driver was to impress his co-driver by drifting. In sum, he definitely succeeded in doing so. And in the situation, there was no second vehicle against which the race could have taken place. (Regional Court of Coburg, case number: 24 O 366/23).

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