The holders of the “dormant” booklets as of November 30, 2021 have until Tuesday June 21, 2022 to give instructions at any post office and allow the registry of their booklet to be registered. Once the deadline has passed without any signal, the passbook is extinguished and the sums transferred to the Fund established by the 2006 Budget Law (Law 266/05) and managed by Consap, a private law company owned by the Ministry of Economy.
Deadline after October 20th
The procedure will be repeated for passbooks declared dormant as of March 31, 2022: in this case, the deadline for avoiding the extinction and transfer of the sums deposited to the Fund is October 20, 2022.
Beyond the deadlines, you can always get your money back. For reimbursement, you can apply directly to Consap without having to contact a mediator. Time to claim the sums: ten years.
What are
The so-called “dormant” postal savings books are those not moved by the holder for more than 10 years, not subjected to procedures or operational blocks that prevent the movement of the sums and that have a balance greater than 100 euros.
The category of “dormant accounts” includes not only savings books (postal and bank) but also money deposits, bank and postal current accounts, shares, bonds, certificates of deposit, investment funds and cashier’s checks for which there are no transactions or movements by the owner of the relationship or by delegated third parties for a period of 10 years starting from the date of free availability of the sums or financial instruments. The “dormant” deposit is extinguished unless, within 180 days from the communication by the intermediary, the holder does not carry out an operation or movement (but the communication of wanting to continue in the relationship is also sufficient).
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