England
Many millionaires weretrick“to buy a house in England Allegedly to look good as a British aristocrat. and is a long-term investment But there are many expenses.
such as Mortgage Brokerage The down payment for a home loan is about 5-20%, mortgage fees, mortgage brokers, surveyor fees. attorney feestravel all over
partinput tax For example, if buying a house with a price of £925,001-1.5 million (38-62 million baht), tax is 10% on the first home and 13% on the second. If you buy at a higher price than this, you have to lose 12%-15% ever.
for the situationhousing marketinUnited KingdomThat the price rose 12.6% in the year (October 2021-2022), indicating that the market is in the rangeup” House prices in the UK are 296,000 pounds (12 million baht) per unit.
an increase of 30,000 pounds in the past 1 year, in England House prices rose 13.2%, Wales 11.8%, Scotland 8.5% and Northern Ireland 10.7%.
Germany
Like England hastaxationtravel all over In addition, they also pay about 3.5% – 6.5% input tax, and registration and attorney fees 1.5% – 2.0%, and there is also a commission of about 7.0%.These taxes are payable only at the time of purchase. when in possession You still have to pay a lot of taxes. which will be addressed in the next section.
The housing market in Germany is still in an “upturn” with house prices rising 10.2% in the last 1 year, although house prices are not as hot as they were two years ago, but they are still increasing at the same rate. Higher than in Thailand, increasing only 3-4% per year.
other
buying a house inscandinavian country can be purchased as well but may have limitations The more you are not a citizen of the EU. Especially as people in Asia to buy may also have limitations.
inCyprus They charge up to 19% tax on purchases, which is probably one of the highest in Europe. Buying a house in a country in Europe Yes, they will not be granted the right to settle in that country. which must be separated from each other, etc.
United States of America
cost inBuying a home in the USAmerica is similar to Europe. And may be specified in a clear number, for example, the commission on the buyer’s side is about 3%, the fee for checking rights and insurance is about 0.5% – 1%, the property registration fee is about
0.2% – 0.5% attorney’s fees and legal expenses 0.5% – 1% of the actual purchase price of the property The official appraisal price and the actual purchase price are very similar. Not different”sky and abyss” as in the case of Thailand
for housing prices in the United States The average amount is 382,000 baht per unit, or 13 million baht. The price has increased by about 15% in the past 1 year. However, home prices in the United States Starting to drop 1% per month, which may suggest that a housing price crisis in the United States is about to happen. which is different from during the COVID-19 period in the year 2020-2022 House prices are increasing rapidly against the real trend.
Japan
Buying a house in Japan is similar to that in the US, with a 3% commission. Not that the seller will lose and the buyer will not lose like in Thailand. Tax on transfer-registration of property Fees for various legal services
There is alsoreal estate purchase taxApproximately 3% separately, assuming we buy a newly built house, will pay tax about 1.5% of the land price according to the official appraisal price. (which is lower than the market price) and 0.4% of the building price and alsolocal taxapart
For house prices in Japan in the last 1 year (Q3/2021-2022) increased by 8.2%, which is even higher than Thailand. From the experience of taking the delegation to see real estate fairs ten times in the past both in Tokyo and Osaka.
It appears Nice place to live in Japan Very peaceful and organized Most importantly, luxury suites are not expensive. (about 300,000 baht per square meter) compared to some places in Bangkok where the price is higher 600,000-800,000 baht per square meter But outsiders such as Thai people may be afraid of earthquakes. or some cold
other expenses
To buy a house in western or developed countries You also have to pay a number of taxes, for example:
1. Land and building tax
Approximately 1% per year according to the market price of housing we buy, for example, Governor Chatchart has a house in the United States with a current price of about 70 million baht, he must pay about 700,000 baht in tax every year (100,000 baht per million).
But if a foreigner comes to buy a luxury house worth 70 million baht in Thailand, this tax is not required. Because the government appraisal price may be only 20-40 million baht, Thailand will pay tax if the first house bought has a price of 50 million baht according to the government appraisal price. And will pay about 200 baht per million in taxes!
2. Capital gains tax
For example, Governor Chatchart bought a house at a price of 30 million baht, but now if it is sold for 70 million baht, the profit of 40 million baht is the first 8 million baht.
The excess is 32 million, they will pay about 20% of the tax rate, and if they are high-income earners, they will pay an additional 3.8%, but in Thailand. Rarely collected and collected from official appraisal prices, high-income people do not have to pay taxes as much as in the United States.
3. Inheritance tax
had to pay a lot of money in Europe and America Especially if it’s in Japan, even more.very scary” For example, if we have a house as an inheritance Must pay taxes as follows:
- Not more than 2.5 million baht pay tax 10%
- 2.51-7.5 million baht, tax 15%
- 7.51-12.5 million baht, tax 20%
- 12.51-25 million baht, tax 30%
- 25.1-50 million baht, tax 40%
- 50.1-75 million baht, tax 45%
- 75.1-150 million baht, tax 50%
- 150.1 million baht or more pay 55% tax
but for Thailand collect inheritance taxOnly when the estate has a price of 100 million baht according to the official appraisal price (Or maybe as high as 300 million baht according to the market price) and collect at a very low rate of only 5% plus if during life Give the heir 20 million baht a year, slowly taking it away, not paying taxes.
4. In addition, there is also a tax on purchases, for example, in Singapore set at 30-35%, Hong Kong 30%, etc.
So goingbuy a house abroad It’s like we’re really stuck in a trap. But if we have enough money especially silver gray should go and buy it to launder money
One observation is that Appeal to the rich in Thailand This makes foreigners who come to buy a house in Thailand feel at ease because they almost do not have to pay taxes. It’s equal to us selling the nation clearly.
