JAKARTA – The general public thinks that save and investing something pretty much the same. However, the two instruments were different.
OJK spokesman Sekar Putih Djarot said saving and investing are different. Meanwhile, saving is setting aside money for short-term needs or emergency funds.
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Moreover, savings funds can be taken at any time. Then the yield is fixed and relatively low and the risk is low.
“For example, savings in a bank,” said Sekar in Jakarta, Wednesday (2/12/2020).
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Meanwhile, investment is to develop the money that is owned for profit. Then it takes time to disburse funds.
In addition, the risk of loss is proportional to the expected return.
“An example is stocks of mutual funds, then gold, securities and bonds,” he explained.
He added that this is a new payday, don’t forget to set aside your income to save and invest.
“For those of you who want to invest, make sure to always check the legality of the investment offer you receive to the authorized institution,” he said.
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