It’s been many years (possibly since Droblo stopped writing here) that the most interesting thing about this blog is the readers’ comments and today I’m going to use you to discuss a very sensitive topic. Those affected by the rise in Euribor.
On Wednesday we published the news that the platform “Stop floor clause” had called a series of demonstrations throughout the country against the rise in mortgages. The main event will take place in Madrid on March 15 from 10 a.m. to 4 p.m.
That is the news and as always, we do not get wet so as not to lose readers, although fortunately you are there to give your opinion and this is what you commented.
On the one hand, those who defend that the variable mortgagees have to accept the rises in the Euribor.
Those who play roulette at home now complain, they took out the biggest loan of their lives at variable interest and it went wrong. The only clause that would require the banks is the dation in payment, for the rest, to pay and in summer to the people.
And to those of us who lose money in bets/casinos, lotteries, the stock market,… Who helps us?
On the other hand, those who think that it should
You have to be a little respectful with those who signed variable mortgages, not everyone could afford the fixed installments and the constitution says that everyone has the right to decent housing and I am not referring to casoplones that you throw out for boast, my house is a simple house of 55 square meters.
And as always, those who are right are those who throw down the street in the middle.
Naturally when you take out a variable mortgage, you have to take into account that the interest will go down and up throughout the life of the loan.
But what cannot be understood is that it rises more than 4 points in a year, because it is difficult for families to adjust their economic balances in no time.
It is clear that now it is time to endure and for those who cannot, the government should get aid via tax relief or whatever to alleviate the economy of those most in need.Demonstrating against the rise of the Euribor is like demonstrating against the theory of gravity because you have fallen.
That said, those with variable-rate mortgages should get some help, even if it’s a tax break, since the upcoming social and economic problem could trigger something big.What is your opinion?
I hired a landline 4 years ago at 2.5 because at that time a strong rise in the Euribor is expected, it was quite close to being positive. People who switched from variable to fixed as soon as this started to get out of hand have a lower fixed than I have. People must stop throwing balls out and take charge of their decisions and if a bank did not give you the fixed, there are more banks in the world. And the Constitution says that everyone has the right to decent housing, but it does not say anything about the state having to take care of us and protect us from the mistakes that we ourselves make, in any case we should demand more VPO housing from the government, than the Housing speculation cannot be stopped if the state does not inject more supply of first homes and is concerned that there is no speculation with the VPOs.
