The National Commission of Minimum wage agreed to an increase of 22% to the general and professional minimum wages for 2022, but this increase does not mean that the debt of the loans in Times Minimum Wage (VSM) will increase in the same proportion.
By 2022, the minimum wage for Mexicans will be higher than that of 2021, and it is often believed that this increase hurts you if you are paying a Infonavit credit which is named in Times Minimum Wage (VSM), but it is not.
The credits in Times Minimum Wages they are not going to increase by 22%.
This because, since 2016, it was established that the credits will be adjusted to the increase in the minimum wage or to the Measurement and Update Unit (AN), depending on which one has a lesser impact on credits.
Read more: Minimum wage will increase by 22% in 2022
For example in 2021 salary increased 15% and the A 3.15%, so the Loans denominated in Times Minimum wage only registered an increase of 3.15%
Until now, the National Institute of Statistics and Geography (Inegi) has not released what will be the increase in ONE for 2022, usually does it during the first days of January and it is much less than the increase in salary.
On the contrary, the increase in salary is good news for all workers, since in addition to having a higher income, if they have not processed their credit, the employer contributions to be made by your employer will also be higher, which will allow them to accumulate more savings in their Subaccount Housing and eventually access financing that fits.
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With information from The universal
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