Updated: 10.05.20 22:17
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Withdrawing cash quickly while paying is already possible in many shops. Few stores offer another service. What consumer advocates say.
- In the supermarket * quickly Withdraw cash. And the other way around?
- A few retailers are now also offering Payments into the account at.
- But this service can be more expensive, say consumer advocates.
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Taking off at a supermarket or drugstore: Usually no problem
Some money transactions can also be done in Supermarkets * and Drugstores take care of. After a sample from the North Rhine-Westphalia Consumer Advice Center, some retailers * not only offer the opportunity Cash to take off. In some shops, deposits into your own account are also possible.
The offers from three drugstore chains (dm, Rossmann and Müller) such as seven discounter and supermarket chains (Aldi Nord, Aldi Süd, Lidl, Rewe, Edeka, Netto and Kaufland). Result (as of April 17): With seven of the ten retail chains, free withdrawals of up to 200 euros are no problem. The condition is usually a purchase value of at least five to ten euros.
Just Aldi north does not currently offer the possibility, according to the information. With Edeka, service is not possible in every branch. At Rossmann According to the consumer advice center, money can only be withdrawn if the customer bank cooperates with the payment service provider Barzahlen.de. To date, it has counted around a dozen financial institutions among its partners, including five Sparda banks, a savings bank, the DKB, the Fidor Bank and smaller direct banks.
Read it here: Shopping in the supermarket: You can make contactless payments up to this amount without entering a PIN
Service at Rewe, dm and Rossman: deposits into your own account
Deposits to your own account According to the survey, only three of the dealers considered work: Rewe, dm and Rossmann *. Deposits up to a daily limit of EUR 999.99 are possible. However, an account with one of the few banks that are partners of the payment service provider is also required.
You can also find out here: Salary: How much does a cashier earn at Aldi?
Depositing money into an in-store account: These fees may apply
In what amount fees incurred depends on the Conditions of the bank from. For example, an institute has an allowance of 100 euros for deposits, but then charges 1.75 percent of the total as a fee. Another institute generally charges a fee of 1.5 percent. With a deposit of the maximum amount of 999.99 euros, almost 15 euros can be charged. So check the conditions beforehand before using this service.
Also interesting: Man cashes twice the million at Lotto – because of this “mistake”
dpa / ahu
“Good and cheap”: The Germans love these ten brands – but Aldi is not the winner
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* Merkur.de is part of the nationwide Ippen central editorial network
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