Discover the Latest Commercial Life Insurance Offers

Don’t miss out on a commercial life insurance offer! To attract new customers or encourage you to make new payments on your contract, more and more insurers are offering premiums or bonuses.

In order to help you identify them, we now list and analyze the various “promotions” of insurers every month. We have chosen to detail the offers of the 30 best contracts on the market selected from our 2023 Life Insurance Grand Prix, as well as those of the 10 most distributed contracts on the market. We identify both welcome offers and those during the life of the contract.

“Gifts” subject to conditions

Make no mistake, however, about the “gifts” of life insurers. They are often subject to several conditions (which we detail). Those for new members generally correspond to a premium, from 100 to 300 euros, paid into your bank account, your life insurance contract, or in vouchers, and conditioned on a share in often significant units of account ( more than 30%). For their part, the offers during the life of the contract are often performance bonuses on the fund in euros, valid on the amount paid only at the time of the offer. CPU constraints are also required. Therefore, it is often necessary to have more than 20,000 euros to invest to hope to have 200 or 300 euros!

Also, don’t rush, these bonuses and bonuses come back often.

15 contracts with current offers

Award-winning contracts in our Grands Prix:

Asac Neo Vie (Asac Fapès) : 170 euros offered for any opening of a contract with a first payment of 4,000 euros minimum. This sum is paid in the form of multi-brand purchase vouchers. Until December 12. Interesting

Future Free Savings Account (MIF) : Up to 400 euros offered for any opening of contract. Conditions: pay at least 1,500 euros (50 euros offered in this case), the sum is paid into your life insurance. Until December 15. Easily accessible with no minimum CPU!

Future Growth (Epargnissimo) : Bonus of 2% net on the return of the fund in euros Suravenir Opportunities 2 in 2023 and 2024. Please note that this bonus is only valid on new deposits of at least 5,000 euros with 50% UC. Interesting if you have a large payment to make, otherwise you will gain little. Until October 31.

Evolution Vie (Assurance-vie.com) : Bonus of 1% on the 2023 and 2024 return of the fund in euros for any payment of at least 8,000 euros including more than 30% UC, and 1.50% with more than 50% UC. The bonus is calculated on the newly invested part and not on the entire fund in euros.

Fortuneo Life : 2 current offers.

– 100 euros offered for any first membership with an initial payment of 1,000 euros, of which 30% at least on UC (in free management or under mandate). No limit announced on the site. An accessible offer.

– Bonus of 2% net on the return of the fund in euros Suravenir Opportunities 2 in 2023 and 2024. Please note that this bonus is only valid on new deposits of at least 5,000 euros with 50% UC. Interesting if you have a large payment to make, otherwise you will gain little. Until October 31.

Garance Savings : Minimum guaranteed net rate of 4% on all payments (free or regular) made from July 1 to December 31, 2023. Rate paid in proportion to this period. Accessible to new and old customers. Very interesting.

Linxea Vie (Linxea) : 1% additional return on the Netissima euro fund in 2023 and 2024, on all initial or free payments with 50% UC. To benefit from it, it will be necessary that on December 31 of these two years, this threshold is respected. Offer valid until October 31. A bonus with no minimum amount: rare!

Linxea Future 2 (Linxea) : Bonus of 2% net on the return of the fund in euros Suravenir Opportunities 2 in 2023 and 2024. Please note that this bonus is only valid on new deposits of at least 5,000 euros with 50% UC. Interesting if you have a large payment to make, otherwise you will gain little. Until October 31.

Best Life Allowance Rates (Best Investment Rates) : 1% additional return on the Netissima euro fund in 2023 and 2024, on all initial or free payments with 50% UC. Cumulates with the rate provided on the contract. Until October 31. An offer with no minimum amount: rare!

Best Life Investment Rates (Best Investment Rates): 100% possible payments on the fund in euros Suravenir Opportunities 2: rare, take advantage of it! Until October 31.

Future Power (Assurance-vie.com): 250 euros bonus for any opening of a contract with a first payment of 5,000 euros in free management or managed management. 35% minimum CPU. Transfer to bank account. Until September 5. Interesting.

Yomoni Vie : 350 euros of management fees reimbursed for a payment greater than 50,000 euros and several intermediate levels (5 months reimbursed for a minimum payment of 5,000 euros, 6 months from 10,000 euros, etc.). A minimum of 30% invested in UC is required. Until October 11. Complicated.

Contracts among the most distributed:

BNP Multiplacements 2 :

– 1.55% bonus on the return of the fund in euros 2023 and 2024, for any payment of at least 10,000 euros, of which 30% or more in UC (1% to be invested in the BNP Parbias Cimate Impact fund) . Until October 3.

– Fees on deposits on the mabanque.bnpparibas.fr website reduced to 0.50% (compared to 2.75% max). Until December 31.

Cashmere 2 series 2 (La Banque Postale) : La Banque Postale is now announcing the bonus levels that it will award on the return of the fund in euros 2023: increase of 20% to 85%, within the limit of 1.50%, depending on your unit-linked share. Offer from 25% UC.

Multi Life (Macif): 50 euros offered for any subscription to the contract, accompanied by monthly payments of 50 euros minimum in the plural selections 20, 40 or 70 allocations. Valid until September 16th.