Maple Finance – ein institutioneller Kapitalmarktplatz für digitale Vermögenswerte – hat sich mit der Fintech-Investmentfirma Alameda Research zusammengetan, um den ersten syndizierten Kredit von Defi aufzulegen. Alameda wird die neue Entwicklung von Maple Finance nutzen, um Kredite an akkreditierte Nicht-US-Institute über einen DeFi-Kreditpool für einen einzelnen Kreditnehmer bereitzustellen.
Decentralized syndicated loans
Alameda is said to act as the sole borrower of the pool and leverage its high profile to get better rates on credit. Lenders of this specific pool include CoinShares, Abra, and Ascendex. They pledged $ 25 million at launch with a $ 1 billion growth plan over a year. Two other unnamed institutional investors have also provided capital to the loan, but all are AML / KYC qualified.
For the uninitiated, a syndicated loan is an individual loan from a group of multiple lenders. These loans are typically worth billions of dollars and are therefore spread across multiple institutions to mitigate risk. Lenders are usually banks and borrowers can be corporations or governments.
Maple Finance specializes in providing unsecured credit services to these high quality, high volume businesses. Your new product provides another infrastructure that helps businesses borrow money and expand.
“What is really important is that it gives companies direct access to the capital markets and institutional investors so they can borrow themselves,” said Sid Powell, CEO of Maple Finance. “It’s very different from before. In a way, it could be thought of as some sort of on-chain crypto SPAC. introduce [special purpose acquisition vehicle].“
Alamedas Engagement
Powell said the new loans pay fixed interest rates in the 8-10% range. Unlike other crypto credit services, the loan is also undercollateralised and relies on the strength of Alameda’s reputation to repay it.
In addition to borrowing, Alameda has invested in the crypto industry to build infrastructure. Last year, the company invested $ 3.9 million in a software innovation company that addresses defibrillator risk.
Alameda was founded in 2017 by FTX CEO Sam Bankman-Fried and has acquired over USD 36.7 billion.
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