Start up with work Credit Card Debt Mediation Expo – Personal Loans Organized by the Bank of Thailand / National Bank held on February 14 – April 14, 2021 to help manage the debt from your transactions.
As I said above that Credit Card and Personal Loan Debt Mediation Expo Has begun It is organized by the Bank of Thailand. (BOT) Or National Bank, which aims to help people who suffer from financial debt problems Credit card type And personal loans This event has been held from February 14 – April 14, 2021.
By this event other than the Bank of Thailand And then there is also cooperation from the Office of the Court of Justice Department of Justice, Department of Legal Execution, as well as a mediation for both financial and financial solutions. And in the law between both creditors And the debtor himself as well
This will present a neutral debt adjustment plan. It does not depend on the creditors as before. Which has been found to focus primarily on responding to the needs of creditors Until the debtor is unable to comply with the agreement until the end of the contract in the end
In this work there are some interesting details as follows
- A new kind of mediation that The BOT helped prepare an agreement that would serve as a central standard with a more lenient debt settlement proposal. And in the vision to be able to perform For the mediators to use in the negotiation process
- Covers all groups of card debt. It is a mediation that can cover all states.
- Status receivables still in good debt
- Able to change credit card debt With a high interest rate of 16% is a debt with a term of up to 4 years with a lower interest rate of 12% and a certain installment. Which is better than paying the minimum installments indefinitely
- You can also ask the creditor service provider to maintain certain credit card limits.
- The conversion of credit card debt to debt with such period is one of the minimum measures to provide assistance to the BOT’s debtors.
- A debtor whose status is NPL has not been sued or sued.
- You can use the channels of this mediation expo to apply for a debt settlement clinic and from the Bank of Thailand has signed a memorandum of agreement to cooperate with the Office of the Court of Justice.
- NPL debt that has already been executed
- Within the event, debtors in the enforcement level were able to enter into debt restructuring together once more.
- Status receivables still in good debt
- A new kind of mediation In addition to improving and upgrading the practice of default on interest in the past. This will balance the incentives in the financial system as a whole.
- The BOT has set a goal that by 2021, in collaboration with partners in various sectors, it will be able to mediate at least 300,000 civil disputes.
For those interested, you can apply to join the process through 3 channels as follows.
Or you can do the operation through the telephone number contact the Financial Consumer Protection Center (Fri.), call 1213 Monday – Friday, 8.30 – 16.30 hrs. BOT help fill out information
If it is outside business hours 24 hours a day, you can send an email to [email protected] Leave your name and phone number so the staff can contact you back.
If you are not receiving the minimum amount of assistance required by the Debt Mediation Agreement Or have called for other expenses unfairly Can inform such information to Fri Kong, call 1213
Sources of information: Credit Card Debt Mediation Expo And personal loans
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