Date 30 November: What counts when you change insurance | THE ISLAND

Time is of the essence for anyone looking to change car insurance at the start of the year. There are only about three weeks left until the November 30 deadline. The cancellation must be received by the previous insurer by thenuntil the contract is terminated by another supplier on 1 January 2025.

It’s not just the price that decides

The timing of the change seems particularly relevant this year, as several insurance companies have already announced significant increases for the coming year. The Iduna sign indicates in a recent blogthat quality of service should play an important role as well as price. This also proves that Current equity rating from “Focus Money”in which the insurer got the top spot for the twelfth time in a row.

The insurance amount for liability should be at least 50, maybe 100 million euros. In addition, gross negligence must be included in comprehensive insurance. This prevents trouble in the event of damage, for example if a dropped object is picked up while driving and an accident occurs.

Take care of freedom from damage and transmission optimization

Before switching, drivers should confirm their no-claims category in writing. This is especially true after a year of many damages. The The Customer Center of Lower Saxony, for example, is currently reporting of cases in which the old insurer informed the new one of a less favorable rate than that stated in the original invoice.

An often overlooked way to reduce premiums: You can often still discuss the terms and conditions with your insurer. Sometimes a simple request can lead to a better outcome. For premium vehicles, experts also recommend not canceling your current insurance until the new contract is confirmed.