Can they steal money from the checking account if we provide the IBAN code? Let’s go into the details and see what there is to know about it.
It has now been more than a year since Covid has forcefully entered our lives, bringing with it negative repercussions both from a social and a social point of view. cheap. A particularly complicated historical period, which saw the government adopt a series of restrictive measures in order to limit its spread. Many entrepreneurs have had to lower the shutters of their businesses, with many families forced to deal with a difficult management of the family budget. Precisely in this context there are many people who decide to turn a special attention to the world of savings, in such a way as to avoid possible waste.
The growing uncertainty about the future, in fact, leads to keeping one’s money in the current account, in order to always have a few euros available on which to rely. At the same time, many fear for their money while keeping it in the bank. Starting from the possible scams, up to the spectrum of the patrimonialon the other hand, there are many elements to pay attention to. It is not surprising, therefore, that many are wondering what the possible dangers are, in the event that someone is given the IBAN. In particular, the fear is that someone may, without our knowledge, steal our money. But is it really possible? Let’s go into the details and see what there is to know about it.
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Current account, can they scam us by knowing the Iban code?
Starting from the crediting of the salary or pension, up to the payment of bills or various utilities, sooner or later everyone has to provide their own code Were going. An operation that is undoubtedly simple and at the same time useful, as it allows us to have a correct traceability of the various payments. At the same time there is no shortage of doubts, with many wondering whether providing their own Iban code could bring with them impact negative.
In particular, one wonders if some malicious person can use this data to scam us and withdraw money from the current account. A question that sooner or later everyone asks themselves and to which it is possible to provide a positive answer. Fortunately, in fact, despite knowing his own Iban code, it is not possible to withdraw money without our knowledge. The Iban, in fact, is only used to make payments and not to withdraw money. If an attacker were to become aware of this data, therefore, he could only make a transfer in our favor.
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At the same time it is not even possible that it will be able to make debits, such as the bank domiciliation of bills. Even in this case, in fact, there are no risks, since for each charge theauthorization of the account holder. On the other hand, always remember not to give anyone the access codes to home banking, as well as the three digits placed behind the credit or debit cards. In this case, in fact, the risk of seeing the money disappear from your current account is very high.
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