Curacel is a YC-backed startup developing insurance infrastructure for the African market. It has launched a new interface that allows digital businesses such as retail, fintech, e-commerce and logistics to integrate insurance into their commodity products.
Its tool, dubbed Grow, has so far been integrated with 22 tech entities across Africa, including Topship, Barter by Flutterwave, Float, Fingo and Payhippo, enabling them to either bundle their core products with insurance, or to offer stand-alone insurance. The tool also provides new growth opportunities for insurers in the travel, health and automotive industries by helping them distribute their products digitally.
By making insurance products easily accessible to users of popular digital technologies, Curacel Grow aims to increase access to and uptake of insurance in Africa, where penetration is below 3% and 1.2% without the oversized market in South Africa.
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