Credit: the user guide to reduce your debt

Do the maturities of all kinds of loans continue to fall while your income tends to contract? For those whose level of debt becomes too heavy to bear, the consolidation of credits can be an interesting solution. As a reminder, this operation consists of having a financial institution buy back all of its current loans (real estate, consumption, automobile, revolving, personal loan, work). The latter then aggregates everything into a single debt and sets up a single loan with a single monthly payment over an often longer repayment period and a new rate.

Variable cost

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