Credit holidays. Villa with swimming pool bought on credit. “Everyone will benefit from state aid”

– Anyone who took out a loan in PLN for the purchase of their own apartment and did so before July 1 this year, can take advantage of the loan holidays – said Dr. Piotr Bodył-Szymala, attorney-at-law, Monitor Prawa Bankowego. – And that shows the problem with this tool. The act is about helping borrowers, while those who have taken out a loan to buy a villa with a swimming pool and have no financial problems can theoretically come to the government for a loan vacation. Should he do that? This is a rhetorical question. And are we rich enough to give away program money to those who don’t need it? This reminds me of the situation in Switzerland in 2016 and the referendum that rejected the idea that everyone is entitled to money just because they are Swiss. The good thing about the credit vacation regulations is that they actually help those who need it. Negative aspect? For some reason,…

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