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Credit history and how to improve the profile to get a loan


Reported in Datacrédito? List of banks that can still lend you

Bank of Bogota

Through payroll credit, you can pay off your debts and get rid of headaches. ANDThe minimum amount is $500,000 at a fixed rate discounted by payroll. The term for the payment would be oscillating between the 72 to 96 months.

In order to grant this type of credit, there must be a current agreement between the entity for which you work and the Bank of Bogota.

Bancolombia

The Warrant Credit would be a relief to you. The minimum amount they offer is $1,000,000. It can be requested by a person who is between 18 and 74 years old, in addition, you need a co-signer and the term is from 72 to 96 months.

Another key fact is that you must have income of only the minimum, that is, $1,000,000

social housing Bank

This is for private sector employees, pensioners, active members of the FMilitary forces, the National Police and public sector companies. It can be paid in monthly installments through the discount of your payroll account the pension allowance.

It has a maximum term of 120 months, and if you receive a million salary, you can apply. Also, the amount is from $500,000 and up to discount capacity. The age in this bank is between 18 and 80 years.

BBVA Bank

You will be able to access a free credit from $ 600,000 and it will be deducted from your payroll.

The important thing about this is that you do not need credit experience or a co-signer and the term you have is 120 monthsyes Those who can apply are: Employees, military pensioners and Pensioners.

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