Written in ECONOMY the
have a credit card It is a great advantage as long as you know how to handle it correctly, because on many occasions is often seen as an extension of moneywhen in reality it is only a loan.
One of the most common situations among Mexicans is to advance payments in your account in order to pay off the debt little by little; however, this is a mistake that would affect your finances.
As you well know, among the benefits of these banking options are monthly payments without interest, fixed payments, cash withdrawals, credits or loans.
It is important to take the above into account to understand the error when paying in advance. By doing this, the bank will direct you to the revolver.
“For example, you put that money and instead of the bank putting it into your months without interest, fixed payments, loans, credits, drawdowns, it will put it in your revolving, total stupidity and your revolving does not work for you. to help nothing because it is simply how you took out and returned the money and you still owe everything here “explains the tiktoker identified as The Partisan.
To avoid the above, It is recommended to go to your application or to the website of your bank and in case you can’t, go to the branch and ask for the advice of an executive.
In the event that you decide to do it digitally, locate the section of ‘Advance capital payments’.
If you go directly to the bank, tell the executive that you are going to advance payments to the capital of loans, credit, cash availability or any other option.
What is the best credit card?
In a use anterior we share you the best ‘plastics’ without annuitythen we leave them to you:
- Bare Credit
- HSBC 2Now
- HSBC Viva
- Vexi American Express
- Hey Banco
As an extra piece of information, keep in mind when is the deadline for the payment of your credit card to avoid the interest charge.