Credit Bureau warns of data theft in loan apps

The covid-19 pandemic brought with it the creation of Applications responsible for the concession economic loans to peoplehowever, not all are regulated and the causes have been registered Tamaulipa as in all of Mexico of the so-called “Montese“, Even if for the Credit bureauthe concern is in the theft of personal data.

The Vocero Wolfgang Erhardtpointed out to users to verify the authenticity of the fintech companyapparently in the last couple of years, to know about its existence and not to be victims of possible fraud or abuse of one’s identity, as it is an option for criminals when they enter this market.

“Fintech companies that grant loans on the Internet and have no branches are very good. It’s a new market, consumers don’t know all brands and in an emergency we look for fast credit: but criminals detect it, create applications and take advantage of it to get hold of your money and your identity. There are others where the collection can be very aggressive “he has declared.

Check the truthfulness

That said, when one of these companies assures its potential customer will not confirm the data in a credit information societyit is best to discard it as it is considered informal credit. For this, the communication channels of the National Commission for the protection and defense of users of financial services (Condusef), in particular its web portal, are useful to corroborate its existence.

“One of the mistakes customers make is assuming that those apps are verified because we download them to our operating systems. To find out if a company that operates online exists and is regulated in Mexico, you must first confirm it on the Condusef page. You have to be very careful with the montadeudas “concluded the spokesperson for the Credit Bureau.

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