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Credit at SberBank? (Bank)

Got a rescheduling loan from a bank.

The bank paid the entire debt of the other bank and transferred money to my account.

Following problem:

I would like to make a revocation at the bank because the interest rates are too high for me. Do I have to transfer the full amount back to the bank, or only as much as I have received transferred to my account and the remaining debt is paid back by the other bank where the complete debt was paid? (so that I have my normal debts with the old bank again)

and if not, I’ll probably have to transfer everything to the bank right? With interest and insurance or without interest and insurance, (entire loan amount) or just the sums that were paid out?

And is the entire loan amount already with insurance?


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