(Paris) The Confederation of Small and Medium-Sized Enterprises (CPME) on Tuesday called for specific measures to help the three million self-employed workers cope with the consequences of the health and economic crisis, particularly in terms of social and personal protection.
Posted on March 30, 2021 at 4:00 a.m.
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“Some independents are the main forgotten economic and social safety nets, put in place to face the consequences of the restrictive measures taken in the context of the health crisis. It is imperative not to abandon them, ”judges the employers’ organization in a press release.
She pleads in particular so that the personal guarantee can be abandoned in the event of default, because if the risk-taking is “known and accepted in normal times”, it “becomes deeply unfair when they have committed no fault. […] and are simply victims of administrative decisions justified by the health situation ”.
The CPME is also asking for the suspension of registration in the Personal Loan Repayment Incidents File (FICP) for self-employed workers “who have never experienced a payment incident before March 2020”, as well as the possibility of postponing payments. loan deadlines for the purchase of their primary residence at the end of the loan, as can be done for professional loans.
The organization also points out the repercussions of the crisis on certain social rights of self-employed workers. Significant income losses prevented some from validating quarters of retirement last year. The CPME is asking the public authorities for a gesture to mitigate this phenomenon.
She also wants the 12-month period of social security affiliation to be abandoned so that business creators who are victims of COVID-19 can benefit from daily sickness benefits.
Finally, faced with the concerns of a number of self-employed workers, the organization wishes to “systematize” access to a psychological support system for heads of companies in difficulty.
In addition to these requests related to the COVID-19 crisis, the CPME also presented its proposals for the reform of the status of the self-employed, being prepared by the Minister for SMEs Alain Griset.
These include measures to facilitate business transfers: reducing the cost of changing matrimonial property regimes in the event of the creation or takeover of businesses, exempting intra-family transfers from all taxation, or even giving a deadline to the buyer of a company to comply with the legislation.
In addition, to “simplify and improve the daily life” of entrepreneurs in the face of “administrative complexity”, the organization recommends harmonizing social charges between the various existing statuses, as well as allowing the self-employed person to choose to supplement his basic social protection, on an “optional” basis.
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