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Covid 19, mortgages suspended even without Isee (and for the self-employed)

Installments suspended up to 18 months and without needing to present the ISEE. Not only. The stop to first home loans is also extended to self-employed and professionals. The maximum ceiling of 250 thousand euros. They have been published in Official Journal the new rules for the suspension of the mortgage payment installments due to the Covid 19 emergency. To access the Solidarity Fund, the so-called Gasparrini Fund, simply apply to your bank, the lender. The necessary forms, explains the Ministry of Economy in a note, will be available from Monday 30 March on the ministry’s website: http://www.mef.gov.it/
The measure in effect today, Saturday 28 March.


Recipients

Self-employed workers and professionals who have registered in the quarter following February 21, a decrease in their average daily turnover of more than 33% of the average daily turnover in the last quarter of 2019, are also entitled to suspension, as a result of the closure or restriction of their activities The stop may also be requested for those who have been suspended from work for at least 30 consecutive working days or a reduction in working time for a period of at least 30 consecutive working days, corresponding to a reduction of at least 20% of the total time.


Duration

The duration of the suspension will be up to a maximum of 18 months. It will be 6 months if the stop or reduction in working hours lasts between 30 and 150 consecutive working days. It rises to 12 if the stop or the reduction in working hours between 151 and 302 consecutive working days. If the suspension, or the reduction, exceeds 303 consecutive days, the moratorium will last 18 months.

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