Discover this charming two-storey house of 75 m2 consisting of 3 bedrooms, 1 bathroom, 2 toilets, 1 cellar and a beautiful living room of 34 m2.
This home was designed by our design studio. Its position on the ground is optimized, the house faces south, all overlooking a beautiful wooded area!
Close to the N10, you will reach Saint André de Cubzac in 15 minutes. Very rare!
Your expert from Villas Club Bordeaux Nord supports you in every phase of your project (search for land, elaboration of plans, feasibility, financing, etc.). Our homes are fully customizable. So don’t hesitate, contact us for more information.
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** A credit commits you and must be repaid. Check your repayment capacity before committing.
Subject to review and acceptance by the lender
** Example of financing for HFN for the construction of a house in accordance with RE2020 regulations through CCMI (Individual House Construction Contract) for the amount of € 185,000.00 HFN (net price for damage to the work and VRD not included costs excluded).
The operation is carried out by a couple whose tax reference income is € 30,000.00.
This purchase takes place thanks to a PAS (Social Adhesion Loan) loan in the amount of 111,000.00 euros for a period of 25 years, a 0% loan for an amount of 74,000 euros, 00 euros for a period of 25 years, for a total monthly payment of € 733.47 (with insurance (1)) for the entire duration of the operation. The loan is secured by a mortgage or other equivalent guarantee. Customers contribute to the costs.
The PAS (Social Membership Loan) loan is a repayable loan at a fixed rate of 1.96% for the duration of the contract.
Monthly payments (with insurance) of € 711.89 for 15 years. then € 95.22 for 10 years.
Annual APR (insurance (1), warranty fees, administration fees included) 2.98%
Total cost € 28,566.60 (including interest, guarantee, insurance premium)
Amount owed by the borrower: € 139,566.60 (principal, interest, insurance premium included)
The amount of the registration fee is € 500.00.
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The insurance contribution is equal to 0.35% (2) per annum of the borrowed capital for 100% insured capital
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Death, total and irreversible loss of autonomy and incapacity for occupational insurance
0% loan: repayable loan at a fixed rate
Monthly payments (with insurance) of € 21.58 for 15 years. then € 638.25 for 10 years.
Annual APR (insurance (1), including warranty fees) 0.46%
Total cost € 6,474.40 (insurance premiums only)
Amount owed by the borrower: € 80,474.40 (capital, guarantee, insurance premium included)
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The insurance contribution is equal to 0.35% (2) per annum of the borrowed capital for 100% insured capital
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Death, total and irreversible loss of autonomy and incapacity for occupational insurance
This simulation does not in any way constitute a loan offer by AST SERVICES or its potential banking partners.
Scala in force on 30.10.2022, subject to acceptance of the file by the Lender selected by AST SERVICES with a capital of € 37,000 – registered office: 78 rue Elisée Reclus, 69150 Décines – RCS Lyon 519 304 315 siret 519 304 315 00020, code APE 6492 Z – ORIAS n ° 11059004.
The borrower has a 10 day cooling off period. The sale is subject to obtaining a loan and if this is not obtained, the seller is required to repay the sums paid (article L.312-5 of the consumer code).
No payment of any kind may be required from an individual before obtaining one or more cash loans (article L.321-2 of the Consumer Code).
