This is a paid post presented by FinanceScout24
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If you have a lot of bills or large investments are pending, the savings are not always enough. A consumer loan can help. You borrow money from a credit provider, use it to settle outstanding bills and repay the borrowed amount plus interest in monthly fixed installments.
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According to the Federal Statistical Office, around ten percent of Swiss households currently have consumer credit. “Most of them apply for a loan to finance a vehicle,” says Mahir Yalin, Head of Operations Consumer Finance at FinanceScout24. “But further training, investments abroad, home furnishings and electronic devices are also at the top of the list.”
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It’s worth comparing
But not all credit is the same: there are big differences between providers when it comes to interest rates. Mr and Mrs Swiss could save a lot of money if they would compare. But there is often a lack of time or knowledge to sound out the market. But it’s not even necessary: FinanceScout24 takes over the negotiations with little effort and even free of charge. “We are the first in Switzerland to enable a loan comparison,” Yalin continues. “You just have to enter your data with us and you will receive the interest rates of the partner banks directly from us.” It shows which bank you would get a loan from and under which conditions. “Customers receive full transparency.”
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If a borrower decides to submit an application, FinanceScout24 will examine it comprehensively. “We work out the best offer with the customer and take care of all the paperwork,” says the credit specialist. Incidentally, this service is free of charge. The bank issues a contract, which is checked by FinanceScout24 and then sent to the customer for signature.
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The online credit
Would you like to apply for a loan and get the best possible interest rate for your financing? FinanceScout24 is the strong partner of the Swiss credit banks both online and offline. We compare offers and deliver you the best variants for your needs in just three minutes. For free. The FinanceScout24 experts accompany you from the application to the payment.
On request, also by phone, chat or video call.
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Would you like to apply for a loan and get the best possible interest rate for your financing? FinanceScout24 is the strong partner of the Swiss credit banks both online and offline. We compare offers and deliver you the best variants for your needs in just three minutes. For free. The FinanceScout24 experts accompany you from the application to the payment.
On request, also by phone, chat or video call.
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Amazing differences
The creditworthiness is assessed very differently by the individual providers. Those who compare not only have a higher chance that their application will be accepted, but can also save a lot of money. The price differences between the various providers are astonishing.
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How much you can save on a loan comparison is of course very individual. By law, an interest rate can never be more than ten percent. “Our providers’ interest rates vary from 4.4 to 9.95 percent,” says Yalin. So there are enormous differences. “Someone with a stable starting position, good credit rating and owning a home can benefit from 4.4 percent. Customers who, from the bank’s point of view, have an increased risk profile, quickly end up with 8 or 9 percent. “
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expert
Mahir Yalin is Head of Operations Consumer Finance at FinanceScout24. From his many years of experience, he knows what a consumer loan is all about so that individual customer needs can be successfully met.
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Mahir Yalin is Head of Operations Consumer Finance at FinanceScout24. From his many years of experience, he knows what a consumer loan is all about so that individual customer needs can be successfully met.
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Can you terminate a loan early?
In Switzerland you can repay or redeem a loan at any time. “However, many do not know that. They think you can’t shake it, ”says Yalin. “Anyone who thinks that he or she is paying too much can make a comparison with us, and in most cases we will also find a way to continue using the existing loan more cheaply.” At the same time, this is also the ideal time to merge existing commitments. If you already have a loan, a credit card and leasing, it is worth comparing and merging the contracts in order to save on interest costs here as well.
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Presented by a partner
This post was dated Ringier Brand Studio created on behalf of a customer. The content is journalistically prepared and meets Ringier’s quality requirements.
Contact: Email at Brand Studio
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This post was dated Ringier Brand Studio created on behalf of a customer. The content is journalistically prepared and meets Ringier’s quality requirements.
Contact: Email at Brand Studio
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