Obtaining credits to pay for college represents a huge financial burden for families or students. Since in the case of Chile, the CAE seems to alleviate the panorama while it is studied, but once it has to begin to be paid, the eternal fees they end up imposing more weight on them.
Research has reported that this situation causes long-term health consequences, especially with the mental health.
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As a way to understand that and to associate cardiovascular diseases in adults and college debt, using data from the National Longitudinal Study of Adolescent to Adult Health (Add Health).
This study included the participation of 20,745 adolescent volunteers who they were between 8th grade and 4th grade between 1994-1995.
After that, new surveys were carried out when they were between 18 and 26 years old, as well as 22 and 44 years old.
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The result determined that:
- 37% did not report student debt
- 12% had paid off their loans
- 28% took on student debt
- 24% always had debts.
The data, presented in the journal American Journal of Preventive Medicinedeclares that people who constantly thad debt had cardiovascular disease risk scores (CDV) higher than those who have never been in debt have paid their debts.
This shows that the economic and health returns are even greater when going to college to get a degree.
“Unless something is done to lower the costs of going to college and forgive outstanding debts, health consequences are likely to increase of rising student loan debt,” said Dr. Adam Lippertacademic at the University of Colorado Denver and leader of the research.
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