A real revolution that will completely change our usual habits. Here’s what could happen.
For months now it has been one of the subjects on which the comparison is always welcome. The issue related to ATMs, their closure, the circulation of cash, the use of instruments such as credit card and debit card, in short, everything has been revolving around these simple key concepts for a while. The rest, for those who have not yet understood it, is all very subtly linked to almost dynamics silent which we will try once again to deepen.
The decision of some credit institutions, Ing and Fineco above all, closing all, or most of their ATMs located throughout the country, has certainly upset the customers of these institutions. The obligation for the same customers to rely on other institutions and consequently pay bank commissions for each transaction completed is certainly not welcome. The institutes close because the expenses are growing not in line with its own concepts of branch and currency circulation.
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Banks are looking to the future but customers only ever want cash
“The one of Ing it is a choice to reduce one’s costs in order to increase the bank’s margins, a choice which, however, is to the detriment of both the customer’s operations (for example, to pay checks, the customer will have to send them by post, preferably with an insured person and it will not be possible pay cash of course) and of the higher costs that the customer will suffer (being forced to use ATM of other banks with related costs) “. This is what was said about the issue, to the newspaper “The newspaper”, the lawyer Antonio Pinto, manager of Confconsumatori.
The truth is that the banks now they look to a future that does not foresee direct, physical contacts, if we can say so with their customers, projected to the maximum on the virtual circulation of money, while on the other hand, customers are increasingly tied to cash and do not want to give it up. The reasons? Fewer current accounts among young, greater habit of using cash, above all.
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The future it is today, the future according to the vision of part of the banking world foresees less and less branches and less and less cash. How much you are ready to this future, the question is this, e everything that comes from it will clearly affect the next few years of our lives.
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