In addition to the basic guarantees, a home insurance contract may include additional guarantees adapted to your profile. They are particularly varied because each specific feature can be covered. For example, a childminder can subscribe to an inherent guarantee which protects her within the framework of her activity. If you have pets, you can also choose a suitable option to protect them.
Likewise, possession of valuables, high-tech equipment or other valuable assets can also give rise to a specific and adapted guarantee which will enable you to protect these assets. Beyond €50,000 of property to be protected, it is advisable to adapt your level of guarantee and your compensation ceilings with your insurer.
Finally, remember to subscribe to an additional option when you hire improvements in your home. If, for example, you are building a swimming pool, it is wise to declare it to your insurer and possibly opt for an appropriate guarantee, in order to cover the associated risks.
